Credit Score Blues


In US a credit score is a number representing the credit worthiness of a person. It is based on an analysis of that personís credit situation and credit history. This data is presented as a credit report and the score is calculated from that report. The most popular method for calculating credit scores is called FICO that stands for Fair Isaac Corporation. Scores calculated with this method ranges from 300 to 850.







Related topics about credit rating
credit-score
While it'd be nice to live a "credit-free existence," it can be difficult to do so in today's world. Purchasing a house, a car or securing a loan typically requires some level of credit. The most commonly used credit score is called FICO, where credit scores range from 300 to 850, with the national average being around 723.

credit-information
The bank world is foreign to many consumers outside of the industry. While many people labor over their Myspace and Facebook profiles and rewrite resumes to best reflect their employment profile, their financial profiles go neglected. Usually, they don't even think about what their financial situation looks like on paper, until they are denied a loan.

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There is a set of numbers that rules your life. It is with you no matter what you do and where you go. Credit scores seem to be involved in every aspect of our lives.